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UTI Retirement Fund - Regular Plan

(Erstwhile UTI - Retirement Benefit Pension Fund)
Fund House: UTI Mutual Fund
Category: Retirement Fund
Launch Date: 26-12-1994
Asset Class: Mixed Asset
Benchmark: CRISIL Short Term Debt Hybrid 60+40 Index
TER: 1.63% As on (30-08-2026)
Status: Open Ended Schemes
Minimum Investment: 500.0
Minimum Topup: 500.0
Total Assets: 4,699.44 Cr As on 31-08-2026(Source:AMFI)
Turn over: 0.34% | Exit Load: Period of Holding *: (A) Less than one year – 1% (B) Greater than or equal to one year – Nil *Units shall not be under lock-in period.
NAV as on 18-09-2026

50.1262

0.13 (0.2534%)

CAGR Since Inception

9.45%

Benchmark: 10.99%

PERFORMANCE

Returns Type:
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Start :  
End : 
Period:  
This Scheme
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vs
AK Hybrid Balanced TRI
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Gold
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PPF
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Returns Type:
of  : 
  Period:  

Start :  
Period:  

RETURNS ANALYSIS

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Fund Multiplier

Time it would have taken to make your money double (2x), quadruple (4x) and quintuple (5x)

Time Taken To Multiply
2x
4x
5x
10x
FUND
4 Years 9 Months
28 Years 8 Months
30 Years 6 Months
There is no value for 10x
FD
11 years 10 Months
GOLD
8 years 9 Months
NIFTY
5 years 5 Months

 

Investment Objective

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Current Asset Allocation (%)

Indicators

Standard Deviation 6.69
Sharpe Ratio 0.52
Alpha 2.55
Beta 0.29
Yield to Maturity 7.12
Average Maturity 10.72

PEER COMPARISON

Scheme Name Inception
Date		 1 Year
Return(%)		 2 Year
Return(%)		 3 Year
Return(%)		 5 Year
Return(%)		 10 Year
Return(%)
UTI Retirement Fund - Regular Plan 26-12-1994 0.38 1.62 7.8 8.26 8.37
Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth 10-03-2019 10.11 5.76 14.25 10.61 -
ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option 02-02-2019 4.93 5.12 15.55 13.36 -
ICICI Prudential Retirement Fund - Pure Equity - Growth Option 01-02-2019 4.9 5.6 17.84 17.51 -
ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option 05-02-2019 4.14 5.23 8.46 7.48 -
ICICI Prudential Retirement Fund - Pure Debt - Growth Option 05-02-2019 3.52 4.9 5.57 4.89 -
Aditya Birla Sun Life Retirement Fund-The 50s Plan-Regular Plan-Growth 05-03-2019 3.19 3.74 6.57 5.65 -
Tata Retirement SavIngs Fund- Moderate Plan-Regular Plan-Growth Option 01-11-2011 2.85 1.23 10.5 8.81 11.39
Tata Retirement SavIngs Fund - Progressive Plan -Regular Plan-Growth Option 01-11-2011 2.84 -0.17 11.13 8.8 12.2
Aditya Birla Sun Life Retirement Fund-The 50s Plus-Debt Plan-Regular Plan-Growth 05-03-2019 2.69 3.96 4.74 3.79 -

Scheme Characteristics

Scheme having a lock-in for at least 5 years or till retirement age whichever is earlier.

Riskometer

riskometer

PORTFOLIO

Market Cap Distribution

Small Cap

6.38%

Others

61.15%

Large Cap

25.26%

Mid Cap

7.21%

Scheme Documents

UTI Fund Watch(Active)-September 2026

Monthly Portfolio Disclosure - August 2026

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